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When the home you fell in love with no longer suits your family’s needs, the prospect of a major bathroom or kitchen renovation can be daunting. Or, maybe there’s an affordable home in a perfect neighborhood but the house needs a bit of an update. Whatever the reason, Knipp can transform any property into one that achieves its maximum potential.

As a multistate contractor, Knipp makes remodeling more affordable by passing our savings on building materials such as cabinets, flooring and paint, on to you. To ensure a low-stress process, we’ll be with you through every step, always keeping your vision in mind while we offer expert advice earned from decades of experience.

Don’t let a renovation stand between you and your dream home. Contact Knipp today for a free consultation.



Renovation loan that allows homebuyers to find a desirable location and renovate the home to their needs. The renovations are wrapped into one convenient loan. It takes a certified real estate agent, loan officer, and contractor to complete this specialty project. As a Certified Contractor for 203K Renovation Loans, Knipp is the premier choice for homebuyers and investors.

FHA 203(k) Renovation Loan

This service allows homebuyers to focus on finding a desirable location and renovate a home to suit their needs. The property purchase and renovations are bundled together into one loan. This highly-specialized transaction requires a specifically certified real estate agent, loan officer, and contractor. Knipp Contracting, certified in 203K renovation loans, is the premier contractor of choice for both homebuyers and investors.

Fannie Mae Home Style Loan

This loan, a cost-efficient solution for home buyers, investors, nonprofit organizations and local government agencies, allows borrowers to renovate, repair or improve a property without taking out a second mortgage, home equity loan or expensive line of credit. Improvements can total up to 50 percent of the as-completed appraised value of the property.

Fannie Mae Home Style Loan

Benefits to Lenders
  • The market for this loan includes renovations of one- or four-unit primary residences, single unit second homes and investor properties.
  • Allows you to provide a value-added niche product that can help to build a long-term client base.
  • Helps save transactions that include repair contingencies.
  • The loan can be sold at closing thus eliminating warehouse costs.
  • It’s an extremely cost-efficient way to renovate or improve a home.
  • By keeping everything in one loan, borrowers can offer lower closing costs and, often, a lower interest rate.
  • The loan amount is based on the “as-completed” value of the home or the cost basis (purchase money loans), whichever is less.
  • Borrowers can qualify for CLTV of up to 105% with eligible Community Seconds® subordinate financing.


DRYWALLRepair or Replace

RENOVATIONSExterior and Interior